Q4 2020 Canadian Western Bank Earnings Call Transcript
Good morning. My name is Joanna, and I will be your conference operator today. At this time, I would like to welcome everyone to CWB's Q4 Earnings Conference Call and Webcast. (Operator Instructions)
Thank you. Mr. Matt Rudd, you may begin your conference.
Thank you, Joanna. Good morning, everyone, and welcome to our fourth quarter 2020 financial results conference call. My name is Matt Rudd, and I'm the Senior Vice President, leading our Finance and Investor Relations team.
I'd like to remind listeners and webcast participants that statements about future events made on this call are forward-looking in nature and based on certain assumptions and analysis made by management. Actual results could differ materially from expectations due to various risks and uncertainties associated with CWB's business. Please refer to our forward-looking statement advisory on Slide #18.
The agenda for today's call is on the second slide. Presenting to you today are Chris Fowler, our
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