Q4 2023 Upstart Holdings Inc Earnings Call Transcript
Good day and welcome to the upstart Fourth Quarter 2023 earnings call. Today's conference is being recorded. At this time, I would like to turn the conference over to Jason Smith, Head of Investor Relations. Please go ahead, sir.
Good afternoon, and thank you for joining us on today's conference call to discuss upstarts Fourth Quarter and Full Year 2023 financial results. With us on today's call are Dave Gerard starts, Chief Executive Officer, and Sanjay data, our Chief Financial Officer.
Before we begin, I want to remind you that shortly after the market closed today, upstart issued a press release announcing its fourth quarter and full year 2023 financial results and published an investor relations presentation. Both are available on our Investor Relations website, ir dot upstart.com.
During today's call, we will make forward-looking statements such as guidance for the first quarter of 2024 related to our business and our plans to expand our platform in the future. These statements are based
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