Upstart Holdings Inc at Barclays Emerging Payments and Fintech Forum Transcript
Welcome back, everybody. We are very pleased today to welcome Sanjay Datta, CFO of Upstart, to our conference. Sanjay, thank you so much for being here today. Really appreciate it.
Thanks for having me, Ramsey.
Questions & Answers
Why don't we start with just a broader question about Upstart? For those in the audience who are not familiar, what do you bring to the table in terms of the value proposition? What was the legacy system of underwriting sort of not capturing that you guys are able to sort of address and capture?
Sure. I guess I mean -- I think of ourselves as sort of principally doing 2 things. The first one is -- I mean there's a lot of people who would repay loans who don't
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