U.S. Bancorp at Morgan Stanley U.S. Financials Conference Transcript
All right. Excellent. Well, thank you very much for joining us this morning. We're very pleased to have with us today U.S. Bancorp. Andy Cecere, thanks so much for coming over to New York, Chairman President and CEO; as well as Terry Dolan, Vice Chair and CFO. Thanks so much for coming.
It's great to be here.
It's our pleasure.
Well, we wanted to kick off with a couple of polling questions just to get the group revved up on U.S. Bancorp. So the first question, other than rates, what's the biggest driver of USB stock over the next year in your opinion: a, accelerating loan growth; b, acceleration fee growth; c, accelerating operating leverage; or d, increased capital return? So we're looking for the most -- the -- expected to be the biggest
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