Q3 2022 Raiffeisen Bank International AG Earnings Call Transcript
Good afternoon, ladies and gentlemen, and welcome to the Q3 2022 Conference Call of Raiffeisen Bank International. Today's conference is being recorded. At this time, I would like to turn the conference over to Mr. Johann Strobl, Chief Executive Officer. Please go ahead, sir.
Thank you very much. Good afternoon, ladies and gentlemen, and welcome to our third quarter results presentation. Thank you for joining us today. We can again report very strong earnings, a strong capital position and good loan growth and, of course, excellent management of risk in these uncertain times.
Starting with the group consolidated results, year-to-date consolidated profit stands at EUR 2.8 billion and record growth in core revenues. Our CET1 ratio improved to 14.6%, reflecting good RWA management in Russia in the third quarter. Despite all that is happening in Russia and Ukraine, we can report 8% loan growth so far this year, and in particular, loan growth coming from our core CE
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