Half Year 2023 Raiffeisen Bank International AG Earnings Call Transcript
Good afternoon, ladies and gentlemen, and welcome to the Q2 2023 Results Conference Call of Raiffeisen Bank International. Today's conference is being recorded. At this time, I would like to turn the conference over to Mr. Johann Strobl, Chief Executive Officer. Please go ahead, sir.
Thank you very much. Ladies and gentlemen, welcome to our Q2 2023 update. Thank you for taking the time today. I am pleased to report stable operating trends, stable deposit volumes and stable capital ratios. Asset quality trends remain excellent, and Hannes will talk about all the details in a few minutes. As expected, loan growth continues to be very subdued, while the high level of provisions in Poland are the unusual and disappointing development in the quarter.
We will go through each of these points in the following slides. But let me first address a few of the other topics, which I'm sure you are interested in. Regarding our options in Russia, first of all, we continue to
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