Q3 2021 Bankinter SA Earnings Call Transcript
Good morning, and welcome to Bankinter Third Quarter 2021 Earnings Call. Our CFO, Jacobo Diaz, will now explain in detail the performance of this quarter.
Thank you.
Good morning and welcome to Bankinter's earning presentation for the third quarter of 2021.
The related financial statements were posted on the website of the CNMV a few minutes ago, before market opens. All documents can also be found at this time on our corporate website.
Let me start, as usual, emphasizing the main achievements that we have obtained during the first 9 months of 2021, with the continued strong commercial performance driving volume growth in most balance sheet and off-balance-sheet items. That brings consistent growth in our pre-provisioning profit. We consider this a remarkable performance in a continued challenging environment, with interest rates at the bottom and an incipient recovery post COVID that still needs to push more positively in all our
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