Q4 2023 Bankinter SA Earnings Call Transcript
Good morning, and welcome to Bankinter 4Q 2023 earnings call. Our CFO, Jacobo Diaz, will now take you through the main details of our last 12 months performance. Jacobo, the floor is yours. Thank you.
Hello. Good morning. Good morning to everyone, and welcome to Bankinter's earnings presentation for the fourth quarter and full year of 2023. The related financial statements, as usual were posted on the website of the CNMV before market opens. As usual, all documents can also be found on our website corporate website.2023 has been another year with outstanding commercial performance in the regions where we operate.
This is clearly shown by the differential and almost unique performance in volume growth in all balance sheet and off-balance sheet items that together with the interest rate [new] scenario have become the driving forces for the relevant growth in our operating income and pre-provisioning profit of 28% and 43%, respectively. With outstanding performance, together with a
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