Q4 2021 Banco Santander SA Earnings Call Transcript
Good morning, everybody, and welcome to Banco Santander's conference call to discuss our financial results for the year 2021. Just as a reminder, both the results report and the presentation we'll be following today are available to you on our website. I'm joined here today by our Executive Chairman, Mrs. Ana Botin; and our CEO, Mr. José Antonio Alvarez. Our CEO will provide an overall view of the performance of the group, regions and some of the main countries, as well as the business divisions throughout the year. Our Chairman will provide key highlights of the year as well as the strategic priorities and key targets going forward for both 2022 and the midterm. Following their presentations, we will open the floor for any questions you may have in the Q&A session.
With this, I will hand over to Ms. Botin. Ana, the floor is yours.
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Thank you very much, Begona, and good morning to everybody. It's great to be with you all and
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