Liva Group SAOG operates in the insurance sector. It is engaged in providing life and non-life insurance services to its individual and corporate clients. The company's operating segments include Property, Marine, Motor, Engineering, Cattle Crop, Aviation, Micro, and Miscellaneous. It generates maximum revenue in the form of premium from the Motor segment. Geographically, it operates only in Nepal.

Financial Strength

7/10

Name	Current	Vs Industry
Cash-To-Debt	0.78
Equity-to-Asset	0.48
Debt-to-Equity	0.03
Debt-to-EBITDA	0.25
Interest Coverage	29.56
Piotroski F-Score	6/9	0 1 2 3 4 5 6 7 8 9
WACC vs ROIC		WACC ROIC

Growth Rank

6/10

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	0.5
	3-Year EPS without NRI Growth Rate	-8.5
	3-Year Book Growth Rate	5.5
	Future 3-5Y Total Revenue Growth Rate Estimate	277.13

Momentum Rank

	Name	Current	Vs Industry		Vs History
	5-Day RSI	3.71
	9-Day RSI	9.23
	14-Day RSI	16.17
	6-1 Month Momentum %	75.07
	12-1 Month Momentum %	99.53

Liquidity Ratio

	Name	Current	Vs Industry		Vs History

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	Dividend Yield %	0.02
	Dividend Payout Ratio	0.01
	Forward Dividend Yield %	0.02
	5-Year Yield-on-Cost %	0.02
	3-Year Average Share Buyback Ratio	-2.8
	Shareholder Yield %	0.02

Profitability Rank

9/10

	Name	Current	Vs Industry		Vs History
	Net Margin %	15.56
	FCF Margin %	121.07
	ROE %	6.97
	ROA %	3.65
	ROIC %	3.02
	Years of Profitability over Past 10-Year	10

GF Value Rank

1/10

	Name	Current	Vs Industry		Vs History
	PE Ratio	39.51
	Forward PE Ratio	181.58
	PE Ratio without NRI	37.61
	Shiller PE Ratio	58.67
	Price-to-Owner-Earnings	97.22
	PS Ratio	10.55
	PB Ratio	4.73
	Price-to-Tangible-Book	4.73
	Price-to-Free-Cash-Flow	8.92
	Price-to-Operating-Cash-Flow	8.32
	EV-to-EBIT	55.94
	EV-to-EBITDA	47.3
	EV-to-Revenue	10.6
	EV-to-FCF	12.31
	Price-to-Projected-FCF	2.89
	Price-to-Median-PS-Value	2
	Price-to-Graham-Number	2.81
	Earnings Yield (Greenblatt) %	1.78
	FCF Yield %	11.31

Financials

Annual Quarterly TTM

XNEP:NLG's 30-Y Financials

AAPL

Income Statement Breakdown FY

Annual Quarterly

No Enough Data

AAPL

Balance Sheet Breakdown

Annual Quarterly

No Enough Data

AAPL

Cashflow Statement Breakdown

Annual Quarterly

No Enough Data

Historical Operating Revenue by Business Segment

Value % YoY

Historical Operating Revenue by Geographic Region

Value % YoY

See Details

5-Step DuPont Analysis as of

Annual Quarterly

No Enough Data

Guru Trades

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Insider Trades

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Peter Lynch Chart

Y-axis scale:

Log Linear

Interactive Chart

Performance

Dividend

Log

Bar

Annualized Return %

Symbol	1 Week	1 Month	3 Months	6 Months	YTD	1 Year	3 Years	5 Years	10 Years

Total Annual Return %

Symbol	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015

Liva Group SAOG Executives

Details

GF Value: NPR601.52

XNEP:NLG

Valuation Chart

Year:

Warning Signs

Warning! GuruFocus detected 5 Medium warning signs with NLG. Try a 7-Day Free Trial to check it out.

Analyst Estimate

Annual Quarterly

Key Statistics

	Name	Value
	Revenue (TTM) (Mil NPR)	1,364.881
	EPS (TTM) (NPR)	24.004
	Beta	0
	Volatility %	39.29
	14-Day RSI	16.17
	14-Day ATR (NPR)	60.228916
	20-Day SMA (NPR)	1308.745
	12-1 Month Momentum %	99.53
	52-Week Range (NPR)	627.014218 - 1382
	Shares Outstanding (Mil)	15.4

Piotroski F-Score Details

Year:

	Component	Result
	Piotroski F-Score	6
	Positive ROA
	Positive CFROA
	Higher ROA yoy
	CFROA > ROA
	Lower Leverage yoy
	Higher Current Ratio yoy
	Less Shares Outstanding yoy
	Higher Gross Margin yoy
	Higher Asset Turnover yoy

Liva Group SAOG Filings

10-K10-QForm 4Others

	Filing Date	Document Date	Form
No Filing Data

Liva Group SAOG Stock Events

Financials Calendars

	Event	Date	Price(NPR)
No Event Data

Liva Group SAOG Frequently Asked Questions

What is Liva Group SAOG(XNEP:NLG)'s stock price today?

The current price of XNEP:NLG is NPR948.30. The 52 week high of XNEP:NLG is NPR1382.00 and 52 week low is NPR627.01.

When is next earnings date of Liva Group SAOG(XNEP:NLG)?

The next earnings date of Liva Group SAOG(XNEP:NLG) is .

Does Liva Group SAOG(XNEP:NLG) pay dividends? If so, how much?

The Dividend Yield % of Liva Group SAOG(XNEP:NLG) is 0.02% (As of Today), Highest Dividend Payout Ratio of Liva Group SAOG(XNEP:NLG) was 0.06. The lowest was 0.01. And the median was 0.03. The Forward Dividend Yield % of Liva Group SAOG(XNEP:NLG) is 0.02%. For more information regarding to dividend, please check our Dividend Page.

Press Release

	Subject	Date
No Press Release

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