Half Year 2019 Raiffeisen Bank International AG Earnings Call Transcript
Good afternoon, ladies and gentlemen, and welcome to the conference call of Raiffeisen Bank International. Today's conference is being recorded. At this time, I would like to turn the conference over to Mr. Johann Strobl, Chief Executive Officer. Please go ahead, sir.
Thank you so much. Good afternoon, ladies and gentlemen, a very warm welcome to our conference call. I'm here with Martin Grüll and Hannes Mösenbacher. We will guide you through the presentation, which you hopefully had a chance to look at it already. I think, similar to the first quarter it needs a couple of explanation and highlighting things because comparing first half of '18 with '19 is at first glance, not so easy. So we are happy that we have the opportunity to explain some of the developments. When you look at the numbers, and I'm now on Slide 4, what you see is a substantial reduction in operating results. But if you dig deeper into it, then we see a nice improvement in the net interest income. So if we
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