Half Year 2022 Raiffeisen Bank International AG Earnings Call Transcript
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International. Today's conference is being recorded. At this time, I would like to turn the conference over to Mr. Johann Strobl, Chief Executive Officer. Please go ahead, sir.
Thank you very much. Ladies and gentlemen, welcome to our second quarter results presentation. Thank you for taking the time to join us today. While we are of course pleased to report record results, I appreciate that there is a lot to digest in our numbers. In the most recent quarter we have seen an unusual high contribution out of Russia and then unprecedented appreciation of the ruble against the euro. But I will do my best to walk you through the moving parts.
Nevertheless, there is some positive underlying developments in the quarter which are highlighting. Core revenues continued to improve, and I am satisfied that this is not solely driven by Russia. Excluding Russia and Belarus, NII and NFCI have grown nicely in the past 12 months. Loans to
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