Q3 2019 UNIQA Insurance Group AG Earnings Call Transcript
Good afternoon and welcome to the UNIQA Group results the first to third quarter 2019 call, hosted by Andreas Brandstetter, CEO; and Kurt Svoboda, CFO/CRO. My name is Kevin, and I'll be your coordinator for today's conference. (Operator Instructions)
I'm now handing you over to Andreas Brandstetter, CEO, to begin today's conference. Please go ahead.
Hello, ladies and gentlemen. Thank you for joining us and for dedicating your time for the 9 months results of UNIQA. I may start on Page 4 of the agenda and give you some background information of the solid 9 months 2019 and for our robust earnings before taxes.
As you can see, we have a slight increase of gross written premiums, 1.3%, mainly driven by strong growth in the P&C business, around 2.6%; and by health, which is up to 4.6%, while in the same tradition as we saw in Q1 and Q2 of this year, we see a decrease in the life business given the current market situation of minus 3.7%.
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