Preliminary 2020 UNIQA Insurance Group AG Earnings Call Transcript
Hello, everyone, and welcome to the UNIQA Group Preliminary Figures 2020 Conference Call. My name is Lydia, and I will be your coordinator for today's event. Please note this conference is being recorded. (Operator Instructions)
I will now hand you over to your host, Andreas Brandstetter, to begin today's conference.
Thank you, and good afternoon or good morning to all of you who are on this call. We hope that this call finds you well and that you and your families are healthy and safe.
Let us briefly start with an overview, starting on Page 3 of our presentation, about the main events of 2020, which was due to 2 reasons for us a very special one: first, of course, because of COVID-19 and its impact; and second, because of the acquisition of AXA companies, which we fully consolidated for the first time in Q4 in our books.
Overall, we may say that we had a clearly better underlying business development in the previous year than we
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