Q3 2021 Yiren Digital Ltd Earnings Call Transcript
Good day, and thank you for standing by. Welcome to the Yiren Digital Third Quarter 2021 Earnings Conference Call. (Operator Instructions)
Please be advised this conference is being recorded. (Operator Instructions) I would now like to hand the conference over to your first speaker today, Ms. Keyao He. Please go ahead. Thank you.
Thank you, operator. Good evening, everyone. Today's call features a presentation by the Founder, Chairman and CEO of CreditEase, and our CEO, Ms. Ning Tang; and our CFO, Ms. Na Mei; Ms.Xiao Shang, our SVP; Mr. George Liu, our CRO; and Mr. Raymond Fung, COO of Yiren Wealth , who will also join the presenters in the Q&A session.
Before beginning, we would like to remind you that discussions during this call contain forward-looking statements made under the safe harbor provision for the U.S. Private Securities Litigation Reform Act of 1995. Such statements are subject to risks, uncertainties and factors that can cause actual results to differ materially from those contained in any such statements.
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