Q4 2022 Yiren Digital Ltd Earnings Call Transcript
Thank you for standing by, and welcome to the Yiren Digital Fourth Quarter and Fiscal Year 2022 Earnings Conference Call. (Operator Instructions)
At this time, I'd like to turn the conference call over to Keyao, Investor Relations Officer. Please go ahead.
Thank you, operator. Good morning, and good evening, everyone. Today's call features the presentation by the Founder, Chairman and CEO of CreditEase, our CEO, Mr. Ning Tang; and our CFO, Ms. Na Mei, our SVP, Ms. Mei Zhao; meanwhile our SVP, Mr. Xiao Shang and Yiren Select COO, Mr. [Raymond Feng]; our Head of Consumer Finance business Edward Wang(inaudible) will join the presenters in the Q&A session.
Before beginning, we would like to remind you that discussions during this call contain forward-looking statements made under the safe harbor provision of U.S. Private Securities Litigation Reform Act of 1995. Such statements are subject to risks, uncertainties and factors can cause actual results to differ materially from those contained in any such statements.
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