Half Year 2019 AIB Group plc Earnings Call Transcript
Good morning, ladies and gentlemen. I'd like to welcome everyone here in the room, the people on the webcast and also those people who have joined us by the telephone, I'd like to all -- wish you all a very, very warm welcome here to you on behalf of myself and all my colleagues in AIB Group to No. 10 Molesworth Street, our new corporate headquarters. This marks the 101st day that I have been fortunate enough to be CEO of AIB Group. And you'll be glad to hear we've had a busy 20 weeks. We've launched a series of initiatives that I'll go through in a few moments, but before I do, first of all, we need to do the necessary and show you the forward-looking statement. We'll give you about 1.5 seconds to fully digest that before we move on.
So the initiatives that we've launched are very much designed to augment the strength of our existing franchise, and we have a very, very, very robust franchise within this country. In response to changes in terms of customer demand, we cut our fixed rates in the mortgage market all the way out to 10-year, and
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