Full Year 2019 AIB Group plc Earnings Call Transcript
Good morning, ladies and gentlemen. You're all very welcome to Molesworth Street for the presentation of our annual results for 2019, for our investor updates and for our strategic refresh. As usual, we'll start with the forward-looking statement, which I would ask you to commit to memory very quickly before moving on to the agenda for the day. It is a packed agenda. I'm going to kick off with a very, very quick overview of the highlights of the year just finished. Donal will then bring you through the detailed financial results for 2019. I'll be back then to talk about our strategic updates for the period out to the end of 2022. And then Donal will bring you through the refreshed and renewed financial targets, outlook and guidance for the period ahead. We'll then have an opportunity then for questions and answers here in the room and off the phone. And hopefully, we will have you out the door by no later than 11:00.
Before we start, I need to do something I forgot to do when we presented the interims, which was to ask you all to turn off
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