Q4 2020 Amerant Bancorp Inc Earnings Call Transcript
Ladies and gentlemen, thank you for standing by, and welcome to the Amerant Bancorp Fourth Quarter 2020 Earnings Call. (Operator Instructions) Please be advised that today's conference is being recorded. (Operator Instructions) I would now like to hand the conference to your speaker today, Laura Rossi, Investor Relations Officer. Please go ahead, ma'am.
Thank you, operator. Good morning to everyone on the call and thank you for joining us to review Amerant Bancorp's Fourth Quarter and Full Year 2020 Results. With me this morning are Millar Wilson, Chief Executive Officer; Carlos Iafigliola, Chief Financial Officer; Miguel Palacios, Chief Business Officer; and Thiel Fischer, Credit Risk Manager.
Before we begin, note that the company's press release, comments made on today's call and responses to your questions contain forward-looking statements. The company's business and operations are subject to a variety of risks and uncertainties, many of which are beyond its control. And consequently, actual results
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