Q3 2019 Bank of Georgia Group PLC Earnings Call Transcript
Ladies and gentlemen, thank you for standing by, and welcome to the Bank of Georgia Group PLC Third Quarter and 9 Months Results. (Operator Instructions)
Also, I must advise that the call is being recorded today, Thursday, the 7th of November 2019. And without any further delay, I would now like to hand over the call to your speaker today, Archil Gachechiladze.
Hello. Welcome, everybody. Thank you for joining the call. By the way, this was an operator that pronounced my name right, first time ever, I think, but -- which is refreshing.
So in terms of this quarter, I think we have 2 main messages, as I outlined in the CEO statement. Basically, the first thing is that there is a completely new regulatory environment that kicked in from the beginning of the year, and I think it's -- we are seeing the full year results of it. And in this new regulatory environment, I think we are fully adjusted and are delivering pretty strong results with good growth and good profitability.
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