Q4 2019 Bank of Georgia Group PLC Earnings Call Transcript
Ladies and gentlemen, thank you for standing by. Welcome to the fourth quarter and full year 2019 financial results conference call. (Operator Instructions) I must advise you that this conference is being recorded today, Thursday, 13th of February 2020. I would now like to hand the conference over to your first speaker today, Archil Gachechiladze. Thank you. Please go ahead.
Thank you, operator. Very good job pronouncing my not-so-easy name. Welcome, everybody. Thank you for joining this call, and I will jump into basically the results.
So in -- the results are pretty strong, as you might have seen, but I would like to give a little bit of a background. As you remember, in the beginning of the year, given the amount of new regulation and completely new environment, it was very unclear how the overall year will work out. I think we can clearly say now that it worked out fine and was fully readjusted to the new environment.
Now what does that mean? I will try to explain that.
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