Q4 2021 Canadian Western Bank Earnings Call Transcript
Good morning. My name is Sylvie, and I will be your conference operator today. At this time, I would like to welcome everyone to CWB's Fourth Quarter 2021 Financial Results Conference Call and Webcast.
(Operator Instructions)
Thank you. Mr. Patrick Gallagher, you may begin your conference.
Good morning, and welcome to our fourth quarter 2021 financial results conference call. My name is Patrick Gallagher, and I'm the Vice President, leading our Strategy and Investor Relations team. I would like to remind listeners and webcast participants that statements about future events made on this call are forward-looking in nature and based on certain assumptions and analysis made by management. Actual results could differ materially from expectations due to various risks and uncertainties associated with CWB's business.
Please refer to our forward-looking statement advisory on Slide #2. The agenda for today's call is on the third slide. Presenting to you today are Chris
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