Q4 2021 Evans Bancorp Inc Earnings Call Transcript
Greetings. Welcome to the Evans Bancorp Fourth Quarter Fiscal Year 2021 Financial Results. (Operator Instructions) Please note, this conference is being recorded.
I will now turn the conference over to your host, Deborah Pawlowski of Investor Relations for Evans Bancorp. You may begin.
Thank you, Shamali, and good afternoon, everyone. We certainly appreciate you taking the time today to join us and for your interest in Evans Bancorp.
On the call today, we have David Nasca, our President and Chief Executive Officer; and John Connerton, our Chief Financial Officer. David and John will review our results for the fourth quarter and full year of 2021 and provide an update on the company's strategic progress and outlook, after which we will then open it up for Q&A.
You should have a copy of the financial results that were released today after the markets closed. And if not, you can access them on our website at
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