Q4 2022 Evans Bancorp Inc Earnings Call Transcript
Greetings. Welcome to the Evans Bancorp's Fourth Quarter Fiscal Year 2022 Financial Results. (Operator Instructions) Please note, this conference is being recorded. I will now turn the conference over to your host, Craig Mychajluk. You may begin.
Thank you, and good afternoon, everyone. Certainly appreciate you taking the time to join us as well as your interest in Evans Bancorp. On the call, I have with me here David Nasca, our President and CEO; and John Connerton, our Chief Financial Officer. David and John are going to review the results for the fourth quarter and full year of 2022 and provide an update on the company's strategic progress and outlook. After that, we'll open the call for questions.
You should have a copy of the financial results that were released today after markets closed. If not, you can access them on our website at evansbank.com.
As you are aware, we may make some forward-looking statements during the formal discussion as well as during the Q&A. These
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