Q3 2022 Evans Bancorp Inc Earnings Call Transcript
Greetings, and welcome to the Evans Bancorp Third Quarter Fiscal Year 2022 Financial Results. (Operator Instructions) As a reminder, this conference is being recorded.
I'd now like to introduce your host, Deborah Pawlowski. Please proceed, ma'am.
Good afternoon, everyone. We certainly appreciate you taking the time today to join us as well as your interest in Evans Bancorp. On the call, I have with me here David Nasca, our President and CEO; and John Connerton, our Chief Financial Officer. David and John are going to review the results for the third quarter of 2022 and provide an update on the company's strategic progress and outlook. After that, we will open the call for questions.
You should have a copy of the financial results that were released today after markets closed. If not, you can access them on our website at www.evansbank.com.
As you are aware, we may make some forward-looking statements
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