First Bancorp Inc is a Damariscotta-based bank holding company providing a range of retail and commercial banking services including deposit accounts and consumer, commercial and mortgage loans. The company provides investment management and private banking services through an operating division of the bank. Its revenues are generally derived from dividends paid to the company by the bank.

Financial Strength

3/10

Name	Current	Vs Industry	Vs History
Cash-To-Debt	0.35
Equity-to-Asset	0.08
Debt-to-Equity	0.59
Debt-to-EBITDA	N/A	N/A	N/A
Interest Coverage	N/A	N/A	N/A
Piotroski F-Score	2/9	0 1 2 3 4 5 6 7 8 9
Beneish M-Score	-4.65	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

4/10

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	0.7
	3-Year EPS without NRI Growth Rate	2
	3-Year FCF Growth Rate	18.8
	3-Year Book Growth Rate	2.3

Momentum Rank

8/10

	Name	Current	Vs Industry		Vs History
	5-Day RSI	35.53
	9-Day RSI	41.69
	14-Day RSI	44.59
	6-1 Month Momentum %	12.91
	12-1 Month Momentum %	5.21

Liquidity Ratio

	Name	Current	Vs Industry		Vs History

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	Dividend Yield %	5.34
	Dividend Payout Ratio	0.45
	3-Year Dividend Growth Rate	4.2
	Forward Dividend Yield %	5.41
	5-Year Yield-on-Cost %	7.88
	3-Year Average Share Buyback Ratio	-0.4
	Shareholder Yield %	-40.97

Profitability Rank

6/10

	Name	Current	Vs Industry		Vs History
	Net Margin %	33.8
	FCF Margin %	29.99
	ROE %	10.89
	ROA %	0.88
	Years of Profitability over Past 10-Year	10

GF Value Rank

6/10

	Name	Current	Vs Industry		Vs History
	PE Ratio	11.2
	PE Ratio without NRI	11.2
	Shiller PE Ratio	9.67
	Price-to-Owner-Earnings	13.61
	PEG Ratio	2.8
	PS Ratio	3.78
	PB Ratio	1.16
	Price-to-Tangible-Book	1.31
	Price-to-Free-Cash-Flow	12.57
	Price-to-Operating-Cash-Flow	11.39
	EV-to-Revenue	5.05
	EV-to-FCF	16.43
	Price-to-Projected-FCF	0.58
	Price-to-DCF (Earnings Based)	0.67
	Price-to-DCF (FCF Based)	0.93
	Price-to-Median-PS-Value	0.96
	Price-to-Graham-Number	0.81
	FCF Yield %	7.91
	Forward Rate of Return (Yacktman) %	14.05

GF Value: $24.71

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