Full Year 2020 Bank Polska Kasa Opieki SA Earnings Call Transcript
Hello, and good afternoon, everyone. We would like to welcome you to the Q4 and obviously also full year 2020 financial results of Bank Pekao. As always, we'll be joined with our management. We'll have obviously Mr. Leszek Skiba, CEO; Tomasz Kubiak, Chief Financial Officer; and our Chief Economist, Ernest Pytlarczyk.
We'll follow the presentation in the usual manner. So we'll start first with our introduction and our presentation. And afterwards, we will move to the Q&A sessions. And we'll start first with the session for those registered on the line. And afterwards, we'll come also to the questions that have been placed in our mailbox.
So with this short introduction, I will pass over to Leszek to kick off the presentation today.
Thank you very much. Good afternoon. Before I start, I would like to outline our agenda of our presentation today. First, I will
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