Half Year 2023 Bank Polska Kasa Opieki SA Earnings Call Transcript
Good afternoon, ladies and gentlemen, and we would like to give you a warm welcome on the meeting on the financial results of Pekao S.A. after the second quarter and the first half of 2023.
I will present our speakers, CEO, Leszek Skiba; Pawel Straczynski, responsible for finances, Wojciech Werochowski, responsible for retail banking; and Ernest Pytlarczyk, Chief Economist of the bank. Over to the CEO.
Thank you very much. A very warm welcome to everyone. We start with a slide showing what is essential from the perspective of the quarter that has just ended. That was a time of sales development and development of our offer to the customers. We are satisfied with the good sales results in retail banking, the sales dynamics. Mortgage is growing clearly faster in the second quarter than it did in the first. We can also see an improvement in cash loans.
What constitutes a challenge to us at the moment is the First Flat, that is
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