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Q4 2019 Credicorp Ltd Earnings Call Transcript
Good morning, everyone. I would like to welcome all of you to Credicorp Limited Fourth Quarter 2019 Conference Call. We now have our speakers in conference. (Operator Instructions)
With us today is Mr. Walter Bayly, Chief Executive Officer; Mr. Alvaro Correa, Deputy Chief Executive Officer; Mr. Reynaldo Llosa, Chief Risk Officer; Ms. Francesca Raffo, Transformation Officer; and Mr. Cesar Rios, Chief Financial Officer.
Now it is my pleasure to turn the conference over to Credicorp's Chief Financial Officer, Mr. Cesar Rios. Mr. Rios, you may begin.
Thank you. Good morning, and welcome to Credicorp's conference call on our earnings results for the fourth quarter of 2019. Before we review the Credicorp's performance, I would like to highlight some important matters regarding the local environment. First, following the dissolution of Congress by President Vizcarra on September 30, 2019, congressional elections took place on January 26, 2020. Closing results point towards a fragmented Congress with 9
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