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Q4 2023 Credicorp Ltd Earnings Call Transcript
Good morning, everyone. I would like to welcome all of you to the Credit Corp Limited Fourth Quarter 2023 Conference Call. A slide presentation will accompany today's webcast, which is available in the Investors section of Credicorp's website. Today's conference call is being recorded. (Operator Instructions) Now it is my pleasure to turn the conference call over to Credicorp's IRO, Milagros Ciguenas. You may begin.
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Thank you, and good morning, everyone. Speaking on today's call will be Gianfranco Ferrari, our Chief Executive Officer; and Cesar Rios, our Chief Financial Officer. Participating in the Q&A session will also be Francesca Raffo, Chief Innovation Officer; Leynaldo Llosa, Chief Risk Officer; Diogo Goncalves, Head of Universal Banking; Cesar Rivera, Head of Insurance and Pensions; and Carlos Hector, CFO, Mibanco. Before we proceed, I would like to make the following safe harbor statements. Today's call will contain forward-looking statements, which are based on management's current
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