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Q4 2021 Credicorp Ltd Earnings Call Transcript
Good morning, everyone. I would like to welcome all of you to Credicorp Ltd. Fourth Quarter 2021 Conference Call.
(Operator Instructions)
With us today is Gianfranco Ferrari, Chief Executive Officer; Cesar Rios, Chief Financial Officer; Francesca Raffo, Chief Innovation Officer; Reynaldo Llosa, Chief Risk Officer; Diego Cavero, Head of Universal Banking; Cesar Rivera, Head of Insurance and Pensions; and Milagros Cigüeñas, Investor Relations Officer.
And now it is my pleasure to turn the conference over to Credicorp's Chief Financial Officer, Mr. Cesar Rios. Mr. Rios, you may begin.
Thank you very much. Good morning, and welcome to Credicorp's conference call on our earnings results for the fourth quarter of 2021. I hope you and your family are healthy.
The latest available official data shows that economic activity grew 3.5% year-over-year in November and 1.3% compared to the figure reported in November 2019. Our estimates indicate that in the fourth quarter of '21, the economy
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