Q3 2023 Sanlam Ltd Operations Update Call Transcript
Good day, ladies and gentlemen, and welcome to the Sanlam Q3 operational update. (Operator Instructions) Please note that this call is being recorded.
I would now like to turn the conference over to Paul Hanratty.
Irene, thanks very much, and good afternoon, ladies and gentlemen, and thank you very much for joining us on this call. I'm very aware that it is late on a Friday afternoon, and I appreciate you dialing in.
I'm joined on the call today by our Interim Group Finance Director, David Marshall, who's filling in while Abigail is on maternity leave; the Group Chief Risk Officer and Chief Actuary, Lotz Mahlangeni; and the Head of Investor Relations, Grant Davids. Earlier this afternoon, we released our operational update for the 9-month period to 30 September 2023.
I'm going to comment briefly on the strategic and operational progress before we move on to Q&A.
From a strategic perspective, we were very pleased to conclude the SanlamAllianz
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