Full Year 2023 Sanlam Ltd Earnings Call Transcript
Good afternoon, and welcome to Sanlam's 2023 Results Presentation. It is my pleasure to welcome members of the Investment Analyst Society, members of the Sanlam Board and guests joining us in the auditorium and via the webcast and telephone lines. I am Grant Davids, Head of Investor Relations at Sanlam, and I'll be facilitating today's session. I trust you will find it informative and engaging.
We are joined in the auditorium by our Group CEO and Group Finance Director. We are also joined by other members of the executive leadership team in the auditorium as well as online. Paul Hanratty, our Group CEO; and Abigail Mukhuba will present the financial results. And after that, we will move to a Q&A session, where we will welcome our Group Chief Risk Officer and Chief Actuary, Lotz Mahlangeni onto the stage as well. I will now invite Paul to begin the presentation.
Grant, thanks very much, and good afternoon, ladies and
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