- Q4 2023 Topdanmark A/S Earnings Call TranscriptJan 23, 2024kr295.5 (-3.08%)Earnings
- Q3 2023 Topdanmark A/S Earnings Call TranscriptOct 24, 2023kr310.3 (+2.78%)Earnings
- Q2 2023 Topdanmark A/S Earnings Call TranscriptJul 14, 2023kr310.5Earnings
- Q1 2023 Topdanmark A/S Earnings Call TranscriptApr 25, 2023kr387.3 (+0.96%)Earnings
- Q4 2022 Topdanmark A/S Earnings Call TranscriptJan 24, 2023kr384 (+3.64%)Earnings
- Q3 2022 Topdanmark A/S Earnings Call TranscriptOct 25, 2022kr346.1 (-6.69%)Earnings
- Q2 2022 Topdanmark A/S Earnings Call TranscriptJul 15, 2022kr345.4 (-4.66%)Earnings
- Q1 2022 Topdanmark A/S Earnings Call TranscriptApr 27, 2022kr382 (-1.32%)Earnings
- Q4 2021 Topdanmark A/S Earnings Call TranscriptJan 21, 2022kr374.9 (-1.06%)Earnings
- Q3 2021 Topdanmark A/S Earnings Call TranscriptOct 21, 2021kr340.7 (-3.37%)Earnings
- Q2 2021 Topdanmark A/S Earnings Call TranscriptJul 16, 2021kr334.3 (-0.33%)Earnings
- Q1 2021 Topdanmark A/S Earnings Call TranscriptApr 26, 2021kr307.7 (+1.52%)Earnings
- Q4 2020 Topdanmark A/S Earnings Call TranscriptJan 22, 2021kr298.6 (+2.12%)Earnings
- Q4 2020 Topdanmark A/S Pre-Recorded Earnings Presentation TranscriptJan 22, 2021
- Q3 2020 Topdanmark A/S Earnings Call TranscriptOct 23, 2020kr277.9 (-7.52%)Earnings
- Q3 2020 Topdanmark A/S Pre-Recorded Earnings Presentation TranscriptOct 23, 2020
- Q2 2020 Topdanmark A/S Earnings Call TranscriptJul 17, 2020kr284.1 (-2.17%)Earnings
- Q2 2020 Topdanmark A/S Pre-Recorded Earnings Presentation TranscriptJul 17, 2020
- Q1 2020 Topdanmark A/S Earnings Call TranscriptApr 24, 2020kr276.3 (-1.14%)Earnings
- Q1 2020 Topdanmark A/S Pre-Recorded Earnings Presentation TranscriptApr 24, 2020
- Q4 2019 Topdanmark A/S Earnings Call TranscriptJan 23, 2020kr336.7 (-2.83%)Earnings
- Q4 2019 Topdanmark A/S Pre-Recorded Earnings Presentation TranscriptJan 23, 2020
- Q3 2019 Topdanmark A/S Earnings Call TranscriptOct 24, 2019kr310.3 (-0.06%)Earnings
- Q3 2019 Topdanmark A/S Pre-Recorded Earnings Presentation TranscriptOct 24, 2019
- Q2 2019 Topdanmark A/S Earnings Call TranscriptJul 18, 2019kr377.9 (+0.43%)Earnings
- Q2 2019 Topdanmark A/S Pre-Recorded Earnings Presentation TranscriptJul 18, 2019
- Q1 2019 Topdanmark A/S Earnings Call TranscriptApr 25, 2019kr347.8 (+1.79%)Earnings
- Q1 2019 Topdanmark A/S Pre-Recorded Earnings Presentation TranscriptApr 25, 2019
Q3 2020 Topdanmark A/S Earnings Call Transcript
/-&
Good afternoon, everybody, and good morning to the U.S.A. Thank you for joining us at this conference call. With me is Lars Thykier, our CFO; and Steffen Heegaard, Group IR Director. And we are holding this conference call because earlier today, we published the Q3 report, but I would like to start the conference call with a few opening remarks.
Q3 was not a good quarter for Topdanmark. First of all, the quarter was negatively impacted by a deterioration of the claims trend on house insurance. In the Q1 and Q2 reports, we addressed the issue of higher level of rain and water pipe claims. In Q3, we furthermore had few but very large fire claims. The claims trend in -- on house insurance deteriorated the overall claims trend by 2.6 percentage points in Q3, which explains the drop in the underlying claims trend of 1.3 percentage points.
We have taken action in order to regain profitability on house insurance by way of risk-based pricing, by increased focus on acceptance
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