- Q4 2023 Topdanmark A/S Earnings Call TranscriptJan 23, 2024kr295.5 (-3.08%)Earnings
- Q3 2023 Topdanmark A/S Earnings Call TranscriptOct 24, 2023kr310.3 (+2.78%)Earnings
- Q2 2023 Topdanmark A/S Earnings Call TranscriptJul 14, 2023kr310.5Earnings
- Q1 2023 Topdanmark A/S Earnings Call TranscriptApr 25, 2023kr387.3 (+0.96%)Earnings
- Q4 2022 Topdanmark A/S Earnings Call TranscriptJan 24, 2023kr384 (+3.64%)Earnings
- Q3 2022 Topdanmark A/S Earnings Call TranscriptOct 25, 2022kr346.1 (-6.69%)Earnings
- Q2 2022 Topdanmark A/S Earnings Call TranscriptJul 15, 2022kr345.4 (-4.66%)Earnings
- Q1 2022 Topdanmark A/S Earnings Call TranscriptApr 27, 2022kr382 (-1.32%)Earnings
- Q4 2021 Topdanmark A/S Earnings Call TranscriptJan 21, 2022kr374.9 (-1.06%)Earnings
- Q3 2021 Topdanmark A/S Earnings Call TranscriptOct 21, 2021kr340.7 (-3.37%)Earnings
- Q2 2021 Topdanmark A/S Earnings Call TranscriptJul 16, 2021kr334.3 (-0.33%)Earnings
- Q1 2021 Topdanmark A/S Earnings Call TranscriptApr 26, 2021kr307.7 (+1.52%)Earnings
- Q4 2020 Topdanmark A/S Earnings Call TranscriptJan 22, 2021kr298.6 (+2.12%)Earnings
- Q4 2020 Topdanmark A/S Pre-Recorded Earnings Presentation TranscriptJan 22, 2021
- Q3 2020 Topdanmark A/S Earnings Call TranscriptOct 23, 2020kr277.9 (-7.52%)Earnings
- Q3 2020 Topdanmark A/S Pre-Recorded Earnings Presentation TranscriptOct 23, 2020
- Q2 2020 Topdanmark A/S Earnings Call TranscriptJul 17, 2020kr284.1 (-2.17%)Earnings
- Q2 2020 Topdanmark A/S Pre-Recorded Earnings Presentation TranscriptJul 17, 2020
- Q1 2020 Topdanmark A/S Earnings Call TranscriptApr 24, 2020kr276.3 (-1.14%)Earnings
- Q1 2020 Topdanmark A/S Pre-Recorded Earnings Presentation TranscriptApr 24, 2020
- Q4 2019 Topdanmark A/S Earnings Call TranscriptJan 23, 2020kr336.7 (-2.83%)Earnings
- Q4 2019 Topdanmark A/S Pre-Recorded Earnings Presentation TranscriptJan 23, 2020
- Q3 2019 Topdanmark A/S Earnings Call TranscriptOct 24, 2019kr310.3 (-0.06%)Earnings
- Q3 2019 Topdanmark A/S Pre-Recorded Earnings Presentation TranscriptOct 24, 2019
- Q2 2019 Topdanmark A/S Earnings Call TranscriptJul 18, 2019kr377.9 (+0.43%)Earnings
- Q2 2019 Topdanmark A/S Pre-Recorded Earnings Presentation TranscriptJul 18, 2019
- Q1 2019 Topdanmark A/S Earnings Call TranscriptApr 25, 2019kr347.8 (+1.79%)Earnings
- Q1 2019 Topdanmark A/S Pre-Recorded Earnings Presentation TranscriptApr 25, 2019
Q4 2021 Topdanmark A/S Earnings Call Transcript
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Good afternoon, everybody, and good morning to the U.S.A. Thank you for joining us on this conference call. My name is Peter Hermann, and I'm the Group CEO of Topdanmark. And with me is our Group CFO, Lars Kufall Beck; and our Head of Investor Relations, Robin Løfgren. We're hosting this conference call because earlier today, we published our annual results for 2021. And I would like to start with a few opening remarks on our results before handing over to Lars.
Slide 2, please. As you know, we pre-released our results last Friday, but let me nevertheless provide a brief overview of the quarter's results. The DKK 625 million of post-tax Q4 results outperformed consensus estimates on all major reporting lines. And we delivered a combined ratio of 81.8% and a growth of -- in non-life of 3.7% in the quarter. Note that the growth rate was negatively influenced by around 0.6 percentage points due to the release of provisions for unexpired risk within illness and accident in Q4 2020. So
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