- Q4 2023 Topdanmark A/S Earnings Call TranscriptJan 23, 2024kr295.5 (-3.08%)Earnings
- Q3 2023 Topdanmark A/S Earnings Call TranscriptOct 24, 2023kr310.3 (+2.78%)Earnings
- Q2 2023 Topdanmark A/S Earnings Call TranscriptJul 14, 2023kr310.5Earnings
- Q1 2023 Topdanmark A/S Earnings Call TranscriptApr 25, 2023kr387.3 (+0.96%)Earnings
- Q4 2022 Topdanmark A/S Earnings Call TranscriptJan 24, 2023kr384 (+3.64%)Earnings
- Q3 2022 Topdanmark A/S Earnings Call TranscriptOct 25, 2022kr346.1 (-6.69%)Earnings
- Q2 2022 Topdanmark A/S Earnings Call TranscriptJul 15, 2022kr345.4 (-4.66%)Earnings
- Q1 2022 Topdanmark A/S Earnings Call TranscriptApr 27, 2022kr382 (-1.32%)Earnings
- Q4 2021 Topdanmark A/S Earnings Call TranscriptJan 21, 2022kr374.9 (-1.06%)Earnings
- Q3 2021 Topdanmark A/S Earnings Call TranscriptOct 21, 2021kr340.7 (-3.37%)Earnings
- Q2 2021 Topdanmark A/S Earnings Call TranscriptJul 16, 2021kr334.3 (-0.33%)Earnings
- Q1 2021 Topdanmark A/S Earnings Call TranscriptApr 26, 2021kr307.7 (+1.52%)Earnings
- Q4 2020 Topdanmark A/S Earnings Call TranscriptJan 22, 2021kr298.6 (+2.12%)Earnings
- Q4 2020 Topdanmark A/S Pre-Recorded Earnings Presentation TranscriptJan 22, 2021
- Q3 2020 Topdanmark A/S Earnings Call TranscriptOct 23, 2020kr277.9 (-7.52%)Earnings
- Q3 2020 Topdanmark A/S Pre-Recorded Earnings Presentation TranscriptOct 23, 2020
- Q2 2020 Topdanmark A/S Earnings Call TranscriptJul 17, 2020kr284.1 (-2.17%)Earnings
- Q2 2020 Topdanmark A/S Pre-Recorded Earnings Presentation TranscriptJul 17, 2020
- Q1 2020 Topdanmark A/S Earnings Call TranscriptApr 24, 2020kr276.3 (-1.14%)Earnings
- Q1 2020 Topdanmark A/S Pre-Recorded Earnings Presentation TranscriptApr 24, 2020
- Q4 2019 Topdanmark A/S Earnings Call TranscriptJan 23, 2020kr336.7 (-2.83%)Earnings
- Q4 2019 Topdanmark A/S Pre-Recorded Earnings Presentation TranscriptJan 23, 2020
- Q3 2019 Topdanmark A/S Earnings Call TranscriptOct 24, 2019kr310.3 (-0.06%)Earnings
- Q3 2019 Topdanmark A/S Pre-Recorded Earnings Presentation TranscriptOct 24, 2019
- Q2 2019 Topdanmark A/S Earnings Call TranscriptJul 18, 2019kr377.9 (+0.43%)Earnings
- Q2 2019 Topdanmark A/S Pre-Recorded Earnings Presentation TranscriptJul 18, 2019
- Q1 2019 Topdanmark A/S Earnings Call TranscriptApr 25, 2019kr347.8 (+1.79%)Earnings
- Q1 2019 Topdanmark A/S Pre-Recorded Earnings Presentation TranscriptApr 25, 2019
Q3 2021 Topdanmark A/S Earnings Call Transcript
/-&
Good afternoon, everybody, and good morning to the U.S.A. Thank you for joining us at this conference call. My name is Peter Hermann, and I'm the group CEO of Topdanmark. And with me is our new group CFO, Lars Kufall Beck; and Head of Investor Relations, Robin Løfgren. We are hosting this conference call because earlier today, we published our report for the first 9 months of 2021.
And I would like to start with a few opening remarks on our results. The DKK 356 million post-tax Q3 result outperformed consensus estimates on result in life, while both premium growth, the technical result from non-life as well as the investment return in non-life was in line with the consensus. We delivered a combined ratio of 85.7% and a growth in non-life of 4.4% in the quarter.
Compared to the first 9 months of 2020, the non-life technical result improved by DKK 245 million despite headwinds on rain and frost and large-scale claims. The improvement is driven by improving underlying trends
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