Half Year 2021 Cembra Money Bank AG Earnings Call Transcript
Ladies and gentlemen, welcome to the First Half Results 2021 conference call and live webcast. I am Sandra, the Chorus Call operator. (Operator Instructions) And the conference is being recorded. (Operator Instructions)
The conference must not be recorded for publication or broadcast. At this time, it's my pleasure to hand over to Mr. Holger Laubenthal, CEO of Cembra Money Bank. Please go ahead, sir.
Thank you, operator, and good morning, everyone, and welcome to the half year results conference call. I am here with my partners, Pascal Perritaz, our CFO; and Volker Gloe, our Chief Risk Officer.
So look, before we get into the slides, I'd like to just set the scene briefly with a few messages to highlight and start with saying I'm truly thrilled to be here. It's a great business and a strong team.
So first, as you know, we are, of course, still in a challenging environment. But in spite of this, I'm pleased to see the business has shown strong resilience
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