Half Year 2023 Cembra Money Bank AG Earnings Call Transcript
Ladies and Gentlemen, welcome to the Cembra Half-year 2023 Results Conference Call and Live Webcast. I am [Santino] your Chorus Call operator. (Operator Instructions).
At this time, it's my pleasure to hand over to Mr. Holger Laubenthal, CEO. Please go ahead.
Operator, are we ready?
Please go ahead, sir.
Good morning, everyone. It's good to be here. We're with our CFO, Pascal Perritaz; Volker Gloe, our Chief Risk Officer; and Marcus Handel, Investor Relations. Myself, Holger Laubenthal. Good to be here. I look forward to walking you through the half year results for Cembra this morning, and then we'll take your questions.
So on the first page, just the agenda. As usual, I will talk about the highlights. We'll have Pascal and Volker talk about financial results and loss performance, respectively.
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