Half Year 2022 Cembra Money Bank AG Earnings Call Transcript
Ladies and gentlemen, welcome to the Cembra Half Year 2022 Results Conference Call and Live Webcast. I am Sandra, the Chorus Call operator. (Operator Instructions) The conference is being recorded. (Operator Instructions) The conference must not be recorded for publication or broadcast.
At this time, it's my pleasure to hand over to Mr. Holger Laubenthal, CEO; Mr. Pascal Perritaz, CFO; and Mr. Volker Gloe, CRO of Cembra Money Bank. Please go ahead, gentlemen.
Thank you, Sandra. So good morning, everyone. Great to be here for our half year results discussion. I'm here with Pascal Perritaz and with Volker Gloe. As usual we'll briefly walk you through the highlights of the presentation and then we look forward to taking your questions. So before I dive into the details here, just a couple of overarching comments on the first half. I'm pleased to report a strong result for the semester. Good performance really across business lines with profitable growth and have also again
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