Q3 2020 Ujjivan Small Finance Bank Ltd Earnings Call Transcript
Good evening, everyone, and thanks for joining the call. From Ujjivan Small Finance Bank, we have the entire top management team, Mr. Nitin Chugh, the Managing Director and CEO; Mrs. Upma Goel, the Chief Financial Officer; Mr. Rajat Singh, Business Head, Micro Banking and Rural Banking; Mr. Murli Manohar, National Manager, Financial Planning and Analysis; Mrs. Sneh Thakur, Head of Credit and Collections, Micro Banking; and Mr. Deepak Khetan, Head of IR.
I would hand over the call now to the team to make the presentation, which will be followed by a Q&A. Thank you very much, and over to you, Nitin.
Good evening, ladies and gentlemen. This is our first earnings call after we got listed. So that really was the highlight for the last quarter. I think we complied with the licensing conditions of listing the bank. And as you know, the IPO was hugely successful, oversubscribed 101 times. Obviously, the next set of things that we are
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