Q3 2023 Ujjivan Small Finance Bank Ltd Earnings Call Transcript
Ladies and gentlemen, good day, and welcome to Ujjivan Small Finance Bank Limited Q3 FY '23 Earnings Conference Call, hosted by IIFL Securities Limited. (Operator Instructions) Please note that this conference is being recorded.
I now hand the conference over to Mr. Arash Arethna from IIFL Securities Limited. Thank you, and over to you, sir.
Thank you to the participants for joining and thanks to the management of Ujjivan Small Finance Bank for giving us the chance to host this call. From the management, we have Mr. Ittira Davis, MD and Chief Executive Officer; Ms. Carol Furtado, Chief Business Officer; Mr. M. D. Ramesh Murthy, Chief Financial Officer; Mr. Martin P. S., Chief Operating Officer; Mr. Ashish Goel, Chief Credit Officer; Mr. Vibhas Chandra, Head of Micro Banking; and Mr. Deepak Khetan, Head, Financial Planning, Strategy and Investor Relations.
I'd now like to hand over the call to the management for their opening comments, post which we can move on to Q&A. Thank you.
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