Business Description
NEO Finance AB
ISIN : LT0000132953
Share Class Description:
OVSE:NEOFI: Ordinary SharesCompare
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Traded in other countries / regions
NEOFI.Lithuania IPO Date
2019-08-05Description
NEO Finance AB is engaged in providing financial services. It owns and operates a Peer-to-peer lending platform under the brand name Paskolu Klubas that enables retail lenders to lend money directly to retail borrowers. Revenue from this business is generated in two main ways: an intermediary fee charged from borrowers on installments made and interest earned by co-investing with lenders. In addition, through Neopay (e-money), the company operates as a payment service provider in the Baltic and other regions, and through Finomark, a crowdfunding platform, it offers fundraising and investment solutions for both companies and investors, by offering loans to small and medium-sized businesses. A majority of the company's revenue is generated from its peer-to-peer lending business in Lithuania.
Financial Strength
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 4.83 | |||||
| Equity-to-Asset | 0.13 | |||||
| Debt-to-Equity | 1.2 | |||||
| Debt-to-EBITDA | 8.84 | |||||
| Piotroski F-Score | 4/9 | |||||
| Altman Z-Score | 0.35 | |||||
| Beneish M-Score | 2.97 | |||||
| WACC vs ROIC | ||||||
Growth Rank
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | 19.4 | |||||
| 3-Year EBITDA Growth Rate | 32.9 | |||||
| 3-Year EPS without NRI Growth Rate | 60.5 | |||||
| 3-Year Book Growth Rate | 15.4 |
Momentum Rank
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 9-Day RSI | 45.35 | |||||
| 14-Day RSI | 48.06 | |||||
| 6-1 Month Momentum % | -1.79 | |||||
| 12-1 Month Momentum % | -8.33 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Current Ratio | 1.01 | |||||
| Quick Ratio | 1.01 | |||||
| Cash Ratio | 0.9 | |||||
| Days Inventory | 52.47 | |||||
| Days Sales Outstanding | 477.11 | |||||
| Days Payable | 8626.6 |
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Average Share Buyback Ratio | -1.2 | |||||
| Shareholder Yield % | 55.12 |
Profitability Rank
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Gross Margin % | 57.67 | |||||
| Operating Margin % | 16.08 | |||||
| Net Margin % | 20.29 | |||||
| EBITDA Margin % | 27.71 | |||||
| FCF Margin % | -187.02 | |||||
| ROE % | 11.33 | |||||
| ROA % | 1.24 | |||||
| ROIC % | 2.79 | |||||
| 3-Year ROIIC % | 0.53 | |||||
| ROC (Joel Greenblatt) % | 560.75 | |||||
| ROCE % | 5.99 | |||||
| Years of Profitability over Past 10-Year | 4 |
GF Value Rank
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 25.58 | |||||
| PE Ratio without NRI | 24.44 | |||||
| PS Ratio | 5.2 | |||||
| PB Ratio | 2.55 | |||||
| Price-to-Tangible-Book | 3.61 | |||||
| EV-to-EBIT | -30.61 | |||||
| EV-to-EBITDA | -22.35 | |||||
| EV-to-Revenue | -6.19 | |||||
| EV-to-FCF | 3.31 | |||||
| Price-to-GF-Value | 2.44 | |||||
| Price-to-Graham-Number | 1.98 | |||||
| Earnings Yield (Greenblatt) % | -3.27 | |||||
| FCF Yield % | -35.99 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
Guru Trades
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Performance
Dividend
Log
Bar
Annualized Return % Â
Total Annual Return % Â
NEO Finance AB Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil €) | 1.779 | ||
| EPS (TTM) (€) | 0.086 | ||
| Beta | - | ||
| 3-Year Sharpe Ratio | -0.19 | ||
| 3-Year Sortino Ratio | -0.24 | ||
| Volatility % | 10.77 | ||
| 14-Day RSI | 48.06 | ||
| 14-Day ATR (€) | 0.000058 | ||
| 20-Day SMA (€) | 2.2 | ||
| 12-1 Month Momentum % | -8.33 | ||
| 52-Week Range (€) | 2.04 - 2.42 | ||
| Shares Outstanding (Mil) | 4.2 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 4 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
NEO Finance AB Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
NEO Finance AB Stock Events
| Event | Date | Price (€) | ||
|---|---|---|---|---|
| No Event Data | ||||
NEO Finance AB Frequently Asked Questions
What is NEO Finance AB(OVSE:NEOFI)'s stock price today?
The current price of OVSE:NEOFI is €2.20. The 52 week high of OVSE:NEOFI is €2.42 and 52 week low is €2.04.
When is next earnings date of NEO Finance AB(OVSE:NEOFI)?
The next earnings date of NEO Finance AB(OVSE:NEOFI) is .
Does NEO Finance AB(OVSE:NEOFI) pay dividends? If so, how much?
NEO Finance AB(OVSE:NEOFI) does not pay dividend.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
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