Q4 2021 S&T Bancorp Inc Earnings Call Transcript
Good afternoon, ladies and gentlemen, and welcome to the S&T Bancorp Fourth Quarter Earnings Conference Call. (Operator Instructions)
It is now my pleasure to turn the call over to your host, Mark Kochvar. Sir, the floor is yours.
All right. Thank you very much. Good afternoon, everyone, and thank you for participating in today's conference call. Before beginning the presentation, I want to take time to refer you to our statement about forward-looking statements and risk factors, which is on the screen in front of you. This statement provides the cautionary language required by the Securities and Exchange Commission for forward-looking statements that may be included in this presentation. A copy of the fourth quarter and full year 2021 earnings release can be obtained by clicking on the press release link on your screen or by visiting our Investor Relations website at www.stbancorp.com. We will be reviewing an earnings
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