Q4 2023 S&T Bancorp Inc Earnings Call Transcript
Welcome to the S&T Bancorp fourth-quarter 2023 conference call. After the management's remarks, there will be a question-and-answer session. Now, I would like to turn the call over to Chief Financial Officer, Mark Kochvar. Please go ahead.
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Yes. Thank you very much and good afternoon, everyone. Thank you for participating in today's earnings call. Before I begin the presentation, I want to take time to refer you to our statement about forward-looking statements and risk factors. The statement provides the cautionary language required by the Securities and Exchange Commission for forward looking statements that may be included in this presentation, a copy of the fourth-quarter and full-year 2023 earnings release, as well as the earnings supplement slide deck can be obtained by clicking on the Materials button in the lower right section of your screen. This will open up a panel on the right where you can download these items you can also obtain a copy of these materials by visiting our Investor
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