Q3 2022 Standard Chartered PLC Earnings Call Transcript
Welcome to the Standard Chartered Plc's Third Quarter 2022 Results. Today's presentation is being hosted by Bill Winters, Group Chief Executive; and Andy Halford, Group Chief Financial Officer. Once the opening remarks are finished, there will be an opportunity for questions and answers. (Operator Instructions).
At this point, I would like to hand over to Bill to begin.
Good morning, and good afternoon, everyone, and thank you for joining us for today's third quarter results presentation. I'll be giving you a few introductory remarks, and then Andy will take us through the results in more detail, and we'll then both be available for Q&A as usual.
We posted strong results for the third quarter. Again, so it's been another volatile and challenging 3 months for the global economy and for our markets. Our profit before tax grew 35% year-on-year, the strong business momentum driving an impressive 22% top line growth on a normalized basis. The financial
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