Q3 2023 Standard Chartered PLC Earnings Call Transcript
Good day, and welcome to the Standard Chartered Third Quarter 2023 Results Presentation Call. (Operator Instructions) And finally, I would like to advise all participants that this call is being recorded. Thank you.
I'd now like to welcome Bill Winters, Chief Executive, to begin the conference. Bill, over to you.
Good morning and good afternoon, and welcome to our third quarter 2023 results call. I'll make some opening comments, and Andy will dive in deeper before the usual Q&A.
We have continued to make strong progress against the 5 strategic actions outlined last year, delivering a solid set of results. We remain highly liquid, well capitalized, and we are confident in the delivery of our 2023 financial targets, including an RoTE of 10%. We're pleased with the progress we are making in our strategy. Our cross-border network business remains strong. Our affluent business has returned to excellent growth, both in customer numbers and income. Our digital
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