Q3 2020 Moneta Money Bank as Earnings Call Transcript
Dear ladies and gentlemen, welcome to the conference call of MONETA Money Bank. At our customer's request, this conference will be recorded. (Operator Instructions)
May I now hand you over to Tomáš Spurný, Chief Executive Officer and Chairman of the Board of Directors. Sir, please go ahead.
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Good afternoon, and good morning to the U.S.-based shareholders. Ladies and gentlemen, I have the pleasure to open today's conference call on our results of third quarter of 2020.
I would ask you to turn to Page #4, where we comment highlights of our financial performance. The bank generated operating income of CZK 9.4 billion as of end of third quarter. This obviously includes the one-off gain that we have from the acquisition that we closed in the second quarter. The one-off gain is CZK 1.1 billion. During the same period, we had accrued operating expenditures at the level of CZK 4.1 billion. Additionally, the 2 items result in pre
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