Q4 2022 Moneta Money Bank as Earnings Call Transcript
Dear ladies and gentlemen, welcome to the conference call for MONETA Money Bank Regarding Full Year 2022 Financial Results. Please note that this conference call will be recorded. (Operator Instructions)
May I now hand you over to Mr. Spurny, who will lead you through the conference call. Sir, please go ahead.
Good morning, ladies and gentlemen. This is Tomas Spurny speaking. I have the pleasure to begin our today's presentation. If I may ask you to turn your attention to Page 2. We start with the summary. During 2022, we were able to generate net profit of CZK 5.2 billion. This translates to CZK 10.20 earnings per share.
If you look at the geography of the result on operating income, we reached CZK 12.1 billion, which is approximately CZK 100 million better than we anticipated in last February's guidance. On operating expenses, we came in at CZK 5.6 billion, equally this is about CZK 100 million better than originally anticipated. Our operating profit before
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