Q1 2023 Moneta Money Bank as Earnings Call Transcript
Dear ladies and gentlemen, welcome to the conference call of MONETA Money Bank regarding the First Quarter 2023 Financial Results. Please note that this conference call will be recorded. (Operator Instructions) May I now hand over to Mr. Spurny, who will lead you through the conference call. Sir, please go ahead.
Good morning, ladies and gentlemen. I have the pleasure of opening today's presentation of our first quarter results for the year. If we turn to Page 2, we've generated a net profit of CZK 1.2 billion. This is based on the strength of operating income of CZK 0.8 billion, which is 6% down compared to the comparable quarter last year. However, if you look at the structure of the operating income, we actually have a quite good performance on the net fees and commissions. On operating expenses, these are stable at CZK 1.5 billion. The operating expenses increased nominally by 1.6% and this is mainly due to an increase in mandatory charges that we have to contribute the
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