BAWAG Group AG Investor Day Q&A Session Transcript
Good afternoon, everyone, and welcome to our inaugural Investor Day presentation. This is the Q&A format, our Q&A session. I'm joined this afternoon by my management board colleagues. To my far left is Guido Jestädt, our Chief Administrative Officer; to my immediate left is Sat Shah, our Deputy CEO and Head of the Retail and SME business. To my right is Enver Sirucic, our other Deputy CEO as well as our Chief Financial Officer; to his right is David O'Leary, our Chief Risk Officer; and to his right is Andy Wise, our Chief Investment Officer and our Head of our Non-Retail Lending business.
This afternoon, we're also joined by a handful of analysts and investors. Unfortunately, we had to keep this to a really small in-person event given the COVID-19 protocols and the current situation.
We've set up this session in this particular manner to be able to have a live stream Q&A event after having presented our investor presentation earlier this morning. And the reason is to ensure that we have broad-based
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